Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
PayPlan
by RBC™
We provide easy and affordable financing through our partner, PayPlan by RBC™.
PayPlan by RBC™ loans are subject to credit approval. Rates from 0% to 19.99% APR on qualifying purchases.
No Prepayment Penalties
Pay with monthly payments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
Shop online
Choose PayPlan by RBC™ at checkout when you purchase qualifying items ($300–$10,000).
Shop nowVisit the showroom
Apply in store with our team — scan the QR code and get a decision in minutes.
Visit Our ShowroomAffordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay with monthly payments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
How It Works
Three simple steps
- Choose your furniture in store or online.
- At checkout, choose PayPlan by RBC™ as your payment method (or apply in store).
- Get approved and schedule delivery.
FAQ
Common questions about financing your furniture purchase.
Who qualifies for financing?
Canadian residents 18+ with a Canadian bank account may qualify. Pre-qualifying does not affect your credit score.
Can I finance online orders?
Yes — select PayPlan by RBC™ as your payment method at checkout on qualifying orders, or ask our team in store.
What is PayPlan by RBC™?
PayPlan by RBC™ lets you pay over time with transparent monthly plans (12, 24, 36, or 48 months on eligible purchases). No hidden fees.
Will checking my rate affect my credit score?
Checking your rate won't affect your credit score. Your data is safe and encrypted.
Pre-qualifying results in a soft inquiry that does not affect your credit score. Accepting loan terms may result in a hard inquiry. Loans by RBC Ampli Inc. PayPlan FAQ
Ready to furnish your home?
Browse our full catalog or visit our showroom in Saint-Léonard for personalized guidance.